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Professional Liability Application

As a business owner, enjoying the fruits of your labor and your livelihood means you need to protect your most important asset which is your business.  Professional Liability Insurance also known as Error & Omissions is a form of liability insurance that aides in protecting professional companies and individuals whom provide advice and services from carrying the entire cost of a litigated defense  lawsuit against a negligence claim made by a client and the associated damages awarded in a civil lawsuit. It does not matter, if the claim is without merit or not, the absolute is that defending such a claim can bankrupt your company.  Professional liability insurance coverage, in addition, can at times provide for the legal defense costs created by such claims even when the claims or without merit.

This type of indemnity liability insurance is critical to both addressing claims and aiding you the business owner in your day to day operations of your business while potential lawsuits navigate through the court system.  This coverage focuses on alleged failure to perform on the party of, financial loss due to, and error or omission, thereof, in the product or of the service sold by the policyholder. The most common claims professional liability insurance covers are negligence, inaccurate advice, misrepresentation and violation of fair dealing and good faith.

Remember as a business owner a mistake can occur at any given time in any business transaction in any industry.  A mistake that causes financial injury to another can also become a costly financial catastrophic injury to yourself and your business. 

Please contact today, Cafarelli Insurance Agency, to discuss with you what you will need to look for in a professional liability insurance policy and which key factors are best suited for you and your business. Other business insurance policies we also offer are Business Liability Insurance and Worker’s Compensation Insurance.


Please click on the icon below to access the online application form, complete the form and save it as a pdf file, then email it to


Professional liability Interactive Application Form

Contractors Application Form

  Long Island Insurance Company